Mortgage Decision Process


Picking A loan Officer December 30, 2011

In the loan process picking the right loan officer is very important Not only is the loan officer responsible for you rates and program but the loan officer is the one who will be your main point of contact during the loan process A good loan officer will give you...

What Are points And Fees? December 30, 2011

The words fees and points are thrown around a lot but what exactly does it mean You know that the fewer points and fees the better but what exactly are they Fees are what it cost to complete the loan Money that needs to be paid to the appraiser the...

Why get A Mortgage? December 30, 2011

There are many reasons to get a mortgage Mortgages are a very powerful tool that you can use to your advantage With a Mortgage you can purchase a home which maybe otherwise out of reach financially for you In the economy we live in now it is rare to run...

California Mortgage Rates